10% Fingerhut Promo Codes ( Fingerhut Coupon Codes) December 2025

The most redeemed Fingerhut discount codes

Fingerhut Coupon Codes

What is Fingerhut?

Founded in 1948 by brothers William and Manny Fingerhut originally sold seat covers for cars. They expanded to a mail order catalog company in 1952 and sold a wide range of products. Today, Fingerhut offers over 450,000 products from brands like Samsung, Skechers, KitchenAid, Dyson, and many more. Get electronics, jewelry, clothes, shoes, furniture, appliances, decor items, and everything else you need to fill your house.

How You Pay at Fingerhut

Fingerhut sells their items based on credit, a method unseen by other stores today, online and bricks and mortar alike. Fingerhut makes it easy to apply for an account with them. All you need to do is apply for a WebBank/Fingerhut credit account on their website. You'll hear back instantly, which will most likely be good news, as they have a high approval rate. When others turn you down, Fingerhut is there to tell you yes. All you have to worry about is your low monthly payments. There are no fees, unless you pay your bills late. Interest is charged as well. Fingerhut also helps you with your credit score. Provided you are in good standing with Fingerhut, you'll build buying power with them, and they'll report your history to credit bureaus, which helps improve your overall credit score.

Pay on time and in full, and you will be eligible for deals like credit line increases and special offers. There are no fees of any kind, no application fees, no annual fees, and no overlimit fees. Pay online or over the phone with their 24 hours a day live phone service. Call with questions, get account details, pay your account, or place an order. You can also contact Fingerhut by email. They know how important customer service is, which is why there's always a way to get ahold of them 24/7.

Accounts

Fingerhut has two types of credit accounts. Both are offered by Fingerhut/WebBank. You can get either the Fingerhut Advantage Revolving credit account, which is issued by WebBank , or the Fingerhut FreshStart credit account, also given out by WebBank. It's possible that the Revolving account has a one-time down payment requirement when you place your initial order, however this is not a fee, and the payment is applied towards your order.

To build buying power with Fingerhut, you can get the Fingerhut FreshStart credit account. The FreshStart credit account is a 3-step installment credit program. The first step, provided you are approved, is to make a one-time purchase up to your max credit limit. Then pay a $30 down payment, and after your order will be shipped.

The last step is to pay off the balance monthly with low, easy payments. Making your payments in full and on time will build up your credit with Fingerhut, and you can work your way up to the Fingerhut Advantage Revolving credit account.

You can also use your credit account to make purchases with Fingerhut partners. Be on the lookout for offers from these partners, which will come from time to time. Use your Fingerhut account at select florists, insurance companies, and other locations.

Fingerhut is a nationwide direct retailer that sells a wide selection of brand name products, including apparel, electronics, jewelry and home furnishings, through its catalog and website. Fingerhut lets shoppers enjoy convenient credit, low monthly payments, a 30-day home trial, and a satisfaction guarantee. Fingerhut is a nationwide direct retailer that sells a wide selection of brand name products, including apparel, electronics, jewelry and home furnishings, through its catalog and website. Fingerhut lets shoppers enjoy convenient credit, low monthly payments, a 30-day home trial, and a satisfaction guarantee.